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Long-Term Care Insurance in Springfield IL & Sherman IL

Personal and Financial Protection for the Long Term.

For most Americans, a traditional Life and Health Insurance package is enough to keep themselves and their families insured, but for many, additional coverage is required. At Nicoud Insurance Services, we offer extensive coverage options that can insure the care of those who need it most.

Long-Term Care Insurance (LTC) helps provide for the medical expenses of extended home health care or nursing home costs beyond a specified period. In general, individuals who require Long-Term Care are those who can no longer take care of themselves and are unable to perform the basic activities of daily living without assistance.

The costs of Long-Term Care can be quite expensive, and are typically not covered under basic Health Insurance, Medicare, or Medicaid. Long-Term Care Insurance from Nicoud Insurance Services can protect your family’s financial future by providing valuable coverage benefits for costs associated with:

  • Home Care
  • Assisted Living
  • Adult Daycare
  • Hospice Care
  • Nursing Homes
  • Respite Care

Individuals looking to purchase Long-Term Care Insurance must meet certain conditions in order to qualify for benefits. Talk to an insurance professional with Nicoud Insurance Services to learn more about Long-Term Care Insurance and whether you should add it to your current policy.

All guarantees and benefits of the insurance policy are backed by the claims-paying ability of the issuing insurance company. Policy guarantees and benefits are not backed by the broker/dealer and/or insurance agency selling the policy, nor by any of their affiliates, and none of them makes any representations or guarantees regarding the claims-paying ability of the issuing insurance company.

Our Locations

Nicoud Insurance Services

4481 Ash Grove, Suite B
Springfield, IL 62711
Main office: 217-817-0441
Toll free: 800-982-6564
Fax: 217-546-7034

Community BancInsurance

4481 Ash Grove, Suite B
Springfield, IL 62711
Main office: 217-817-0441
Toll free: 800-982-6564
Fax: 217-546-7034

Missouri Bankers Insurance Services

223 E Capital Avenue
Jefferson City, MO 65102
Main office: 844-546-7034
Fax: 217-546-7034

Our Providers

Testimonials

I am a new customer and it was a wonderful experience working with you and your team!!

Greg Helton
We continue to be very pleased with the support and information we get from Jim and the entire staff at Nicoud Insurance Services. The team is always quick to respond and provide their support and insight with any questions or claims that we have. The steady stream of seminars and education offered by the firm to support our business has been a refreshing addition from an insurance provider; more like a partner than a vendor. Thanks to Jim, Kevin, JoEllen, Shelley, Lorna and John

Anonymous
We have been with Nicoud Insurance for several years. They are professional and thorough with their expertise in coverages. My husband and I have actually saved money!

Anonymous