Give us a call

24/7 Support

Nicoud HR Solutions


Community BancInsurance Services


Community BancInsurance Services (CBIS), powered by Nicoud Insurance Services, is a Community Bankers Association of Illinois preferred provider. CBIS delivers tailored, turnkey risk management and insurance solutions specifically designed for community banks; giving you the peace of mind you deserve. As an independent agency we represent multiple insurance companies to ensure you get the best coverage at the most competitive price.

As a member of CBAI, you are entitled to receive a complimentary review of your insurance program and special programs and pricing only available to CBAI members!

Our insurance portfolio includes coverage options to address:

  • Property
  • Business Income and Extra Expense
  • General Liability
  • Excess/Umbrella Liability
  • Directors and Officers Liability
  • Financial Institution Bond
  • Directors and Officers Side – A Coverage
  • Bankers Professional Liability
  • Broad Form Company Liability
  • Lender Liability
  • Employment Practices Liability
  • Internet Bankers Liability
  • Cyber Liability
  • Privacy Liability
  • Trust Services Liability
  • Commercial Automobile
  • Mortgage Impairment
  • Foreclosed Property
  • Workers’ Compensation
  • Group Benefits
  • Group Health
  • Group Life
  • Dental
  • Vision Care
  • Short and Long-Term Disability

Our Locations

Nicoud Insurance Services

4481 Ash Grove, Suite B
Springfield, IL 62711
Main office: 217-817-0441
Toll free: 800-982-6564
Fax: 217-546-7034

Community BancInsurance

4481 Ash Grove, Suite B
Springfield, IL 62711
Main office: 217-817-0441
Toll free: 800-982-6564
Fax: 217-546-7034

Missouri Bankers Insurance Services

223 E Capital Avenue
Jefferson City, MO 65102
Main office: 844-546-7034
Fax: 217-546-7034

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.