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About Our Agency

In 1985, our agency was founded by Tim and Judy Nicoud – with the simple goals of providing quality insurance products, competitive prices and outstanding service.  Although our agency has grown over the ensuing years; our commitment to our core goals has remained unchanged.

Tim and Judy’s passion and enthusiasm for the insurance business was contagious and over the years the agency has seen tremendous growth.  In 1988, Jim Hillestad joined the agency, followed by Tim Jr. in 1997.  In 2005, Jim and Tim Jr. purchased the agency.

Nicoud Insurance Services is a full service independent insurance agency.  This means we represent many different insurance companies.  We take the time to match each of our client’s unique needs with the best combination of insurance programs and price. But that is only the beginning; we continue the relationship by providing outstanding personalized service.  We are a family business, and we want all of our clients to feel like family.

We are licensed to sell insurance in over 30 states.  That gives us the unique advantage of being able to take care of a broad range of insurance needs including vacation homes or perhaps co-coordinating insurance for your older parents who live out of state.  If you are a business owner, we can assist you with the appropriate coverages for your business and employees.   As your business grows, we will be there helping to protect your two most valuable assets - your business and your people.

It is our vision to be a genuine and trustworthy advisor to all of our clients by providing tailored strategies to successful businesses and
individuals with solutions beyond insurance. We have accomplished this, and continue to do so by:

  • Providing quality risk management services to our clients by developing technical expertise and unique service capability.
  • Attracting and retaining associates who are committed to their own professional development, and to our high standard of client service. We provide training, support and opportunity to our associates allowing them to develop their maximum potential.
  • Developing and maintaining relationships with insurance providers who provide financial stability, full service capability and competitive products.
  • Achieving a steady rate of growth, and at the same time maintaining profitability and financial stability.  We are committed to maintaining our independence, so as to better accomplish the objectives of the firm.

Our Locations

Nicoud Insurance Services

4481 Ash Grove, Suite B
Springfield, IL 62711
Main office: 217-817-0441
Toll free: 800-982-6564
Fax: 217-546-7034

Community BancInsurance

4481 Ash Grove, Suite B
Springfield, IL 62711
Main office: 217-817-0441
Toll free: 800-982-6564
Fax: 217-546-7034

Missouri Bankers Insurance Services

223 E Capital Avenue
Jefferson City, MO 65102
Main office: 844-546-7034
Fax: 217-546-7034

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.